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Emma Watkins

Head of Exposure Management, Lloyd's of London

Emma Watkins is Head of Exposure Management at Lloyd’s, where she is responsible for the Corporation’s understanding and control of catastrophe risk, at the individual Syndicate and Market levels. This includes oversight of cyber, terrorism, liability and natural catastrophe perils, as well as the development and implementation of Lloyd’s Catastrophe Risk Operational Framework.

Prior to joining Lloyd’s, Emma held various leadership positions in EM and Catastrophe Modelling in the Lloyd’s and London market, including setting up the Exposure Management function at WRB and gaining Lloyd’s approval for this area of the Managing Agency. She began her career almost 20 years ago in Treaty Reinsurance underwriting, after gaining an MA in Philosophy, Politics and Economics from the University of Oxford. Emma is a Chartered Insurer and Associate of the Chartered Insurance Institute, and holds the CCRA and CCRMP designations.